Chet Schwartz, RICP®

My purpose is to transform and evolve the conversations people have about their personal finances to help them achieve financial balance. By making complex topics understandable and creating a safe, judgement-free forum for my clients to ask questions, I help close the gaps in financial knowledge, serve as an informed sounding board and help uncover any blind spots that may impact their present and future security.

Working with individuals and business owners, I have a “Protection First” philosophy, which means that we first protect for the things that can go wrong, so that one can invest in all the things that go right. At Prosperian, we place what are seemingly independent, day-to-day financial decisions about insurance, investment, retirement and cash flow planning into a more holistic, macro context. Some of the objectives of our process include reduced wastes, a more empowered savings discipline, enhanced tax-efficiency and greater wealth protection. The goal of all of this is to help provide a deeper sense of financial and emotional well-being.

A strong advocate for the needs of my clients and colleagues, I served as a Director on the Board of Finseca, formerly AALU, from 2016-2020 and still regularly engage with leaders on Capitol Hill to ensure that they are kept apprised of current and proposed insurance, estate and tax legislation and regulations that could adversely impact the planning landscape.

Along with my wife Niki, I am most proud of the legacy we are creating for our two sons. Leading by example, financial literacy is a frequent topic at our dinner table. We love to travel, eat and spend time outdoors, especially in Washington State, our home away from home.