Our Services
Whatever Is Happening In Your Financial Life,
We Want To Be Your First Call
At Prosperian, our advisors are here to help you optimize all aspects of your financial life – whether that’s a 401(k), your brokerage account, a home mortgage, insurance policies, or workplace benefits. But instead of viewing and managing these components as separate, siloed entities, we focus on how they work together within your Personal Economy.
A CFO for Your Personal Economy
You can think of your Personal Economy as a small-scale version of the larger economy, with its own mix of assets, liabilities, cash flows, and protection vehicles. These elements need to work together seamlessly to help you manage the responsibilities, opportunities, and risks that are a part of life. This is where Prosperian comes in – we act as your personal CFO, to create a cohesive, well-coordinated, and tailored strategy that addresses each aspect of your personal economy.
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Financial Planning Services
Financial planning that focuses only on investing misses the mark. In addition to our portfolio services listed in the next section, here are other services we offer our clients that are critical to their personal economy:
- Cash flow management
- Savings strategies
- Coordination of workplace benefits
- Home purchase guidance and analysis
- Debt management and pay-down plans
- Retirement planning and recommendations
- Guidance on protection tools and vehicles (e.g. Trust & Estate Planning, Life Insurance, etc.)
- Support securing insurance policies (e.g. Property & Casualty Insurance, Life, Disability, etc.)
- College planning for future generations
- Access to and coordination with other service providers (e.g. CPAs, Attorneys, etc.)
- Proactive guidance on any other financial matters
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Account Management
Effective investment management is about more than appropriate asset allocation (though we help with that too). Here are some of the ways we work with our clients to help maximize their investing results:
- Low-cost investment solutions
- Asset allocation recommendations
- Asset location advice for liquidity & tax diversification
- Active portfolio management and rebalancing
- Strategic tax-loss harvesting
- Company equity & stock option analysis and strategy
- Account funding advice
- 401(k) analysis and rollovers
- Access to alternative investments (e.g. SMAs, private equity, private credit, etc.)
- Consolidation and simplification of accounts
- Investment risk analysis and recommendations
- On-going monitoring of multiple money managers
- Monthly market education webinars
- Behavioral economics coaching
Resources
Content Library
3 important insurance considerations for retirees
Tax-efficient retirement strategies
How Stocks Work
Are you Ready?
Take the First Step
If you believe you could benefit from working with a financial professional,
let’s review your portfolio, financial trajectory, and goals to see if you’re a good match for our practice.